How to get your Social Security statement
You get your Social Security statement for free in your my Social Security account at ssa.gov/myaccount, and it takes about 10 minutes. Sign in or create an account with Login.gov or ID.me, choose View your Social Security Statement, then look for Your estimated benefits, which shows amounts at 62, full retirement age and 70.
Last updated: . Education, not financial advice.
Step by step
- Go to my Social Security account (your statement) (opens in a new tab). Look for .gov in the address bar.
- Sign in, or create an account with Login.gov or ID.me.
- Choose View your Social Security Statement.
- Find Your estimated benefits. You will see amounts for age 62, your full retirement age and age 70.
You can download it as a PDF. You do not need to send it to anyone, and you do not need to send it to us. Read a couple of numbers into the free guide on this site.
Source: my Social Security account (your statement) (opens in a new tab), Retirement benefits (opens in a new tab)
Which number to use
Use the monthly amount at your full retirement age. Our calculator works out the other ages from it. For someone born in 1962 with $2,000 at full retirement age, the statement should show about $1,400 at 62 and about $2,480 at 70. The tool above does this for your number, so you can check that your statement and our math agree.
Your statement assumes you keep working at a similar pay until you start. If you stop earlier, your real amount can be lower.
Source: my Social Security account (your statement) (opens in a new tab), Quick Calculator (opens in a new tab)
Stay safe
- Only use ssa.gov. Wait or Claim is not part of Social Security.
- Social Security will never call you to demand money, ask for gift cards or threaten to arrest you.
- We never ask for your Social Security number. Read more about scams on the Protect yourself from Social Security scams (opens in a new tab) page.
If you cannot get online
You can call Social Security at 1-800-772-1213, or use the free guide on this site with an estimate. An estimate can be off by about 15%, so check your statement when you can.
Source: Retirement benefits (opens in a new tab), Protect yourself from Social Security scams (opens in a new tab)
Common questions
Is the Social Security statement free?
Yes. You can view it for free in your my Social Security account at ssa.gov/myaccount.
Which number do I need?
The monthly amount at your full retirement age. Born in 1962, that age is 67.
Can I use Wait or Claim without a statement?
Yes. The free guide can make a rough estimate from your pay and years of work.
Sources
- my Social Security account (your statement) (opens in a new tab)
- Retirement benefits (opens in a new tab)
- Quick Calculator (opens in a new tab)
- Protect yourself from Social Security scams (opens in a new tab)
Keep reading
Want the numbers for your own situation?
Answer a few questions and see your amounts at 62, full retirement age and 70. It is free, and we never ask for your Social Security number.
Wait or Claim is independent. We are not affiliated with, endorsed by or connected to the Social Security Administration or any government agency. We give education, not financial, tax or legal advice. Check your own facts with Social Security (ssa.gov) before you file.