Full retirement age calculator
Your full retirement age is 66 if you were born in 1954 or earlier, it rises by 2 months for each birth year from 1955 to 1959, and it is 67 if you were born in 1960 or later. Enter your birth date below to see the exact month you reach it.
Last updated: . Education, not financial advice.
Full retirement age by birth year
| Born in | Full retirement age |
|---|---|
| 1943 to 1954 | 66 |
| 1955 | 66 and 2 months |
| 1956 | 66 and 4 months |
| 1957 | 66 and 6 months |
| 1958 | 66 and 8 months |
| 1959 | 66 and 10 months |
| 1960 or later | 67 |
Source: Full retirement age and reduction by claiming age (opens in a new tab)
Survivor full retirement age
Survivor benefits use their own table. It is lower than the retirement table for some birth years.
| Born in | Survivor full retirement age |
|---|---|
| 1945 to 1956 | 66 |
| 1957 | 66 and 2 months |
| 1958 | 66 and 4 months |
| 1959 | 66 and 6 months |
| 1960 | 66 and 8 months |
| 1961 | 66 and 10 months |
| 1962 or later | 67 |
Source: Survivor benefits by age (opens in a new tab)
Birth year pages
Each of these pages has the month-by-month dates and the amounts for that birth year.
Born on the 1st or 2nd
Social Security counts you as reaching an age the day before your birthday. Someone born on the 1st of a month counts as born in the month before, and someone born on January 1 counts as born in the year before. The calculator above applies this rule when you type the day.
Source: Full retirement age and reduction by claiming age (opens in a new tab)
Common questions
What is full retirement age?
It is the age when you can get 100% of your retirement benefit. It is 67 for anyone born in 1960 or later.
Is full retirement age the same for spouses and survivors?
For your own and spousal benefits, yes. Survivor benefits use a separate table. Someone born in 1960 has a full retirement age of 67 and a survivor full retirement age of 66 and 8 months.
Sources
- Full retirement age and reduction by claiming age (opens in a new tab)
- Survivor benefits by age (opens in a new tab)
- Retirement benefits (opens in a new tab)
Keep reading
Want the numbers for your own situation?
Answer a few questions and see your amounts at 62, full retirement age and 70. It is free, and we never ask for your Social Security number.
Wait or Claim is independent. We are not affiliated with, endorsed by or connected to the Social Security Administration or any government agency. We give education, not financial, tax or legal advice. Check your own facts with Social Security (ssa.gov) before you file.