Terms and disclaimer

Education only

Wait or Claim gives general education about Social Security retirement benefits. It is not financial, tax or legal advice. It does not replace a financial advisor, an accountant or an attorney.

No guarantee

Amounts are estimates based on the rules and on the numbers you give. Your real benefit can differ. We do not guarantee any result or that one age is best for you.

Check with Social Security

Before you file, verify your amounts and your choices with the Social Security Administration at Retirement benefits (opens in a new tab) or 1-800-772-1213.

Not affiliated

Wait or Claim is independent. We are not affiliated with, endorsed by or connected to the Social Security Administration or any government agency. We give education, not financial, tax or legal advice. Check your own facts with Social Security (ssa.gov) before you file.

Refunds

The free result costs nothing. If you buy a personal report, you can ask for your money back within 14 days.

Governing law

To be added by the owner before launch.