About Wait or Claim

Wait or Claim is a small, independent business. Our mission is simple: help people choose when to start Social Security with confidence, in plain words, for free.

We are not part of the Social Security Administration. We do not use its logo or seal. Wait or Claim is independent. We are not affiliated with, endorsed by or connected to the Social Security Administration or any government agency. We give education, not financial, tax or legal advice. Check your own facts with Social Security (ssa.gov) before you file.

Photo credits

Photos are free to use from Unsplash and Pexels. We credit the photographers anyway.

Photos will be credited here.

Some photos are still placeholders.