:root{--bg: #fffdf7;--ink: #1a1a1a;--muted: #4a4a4a;--accent: #0b4a5a;--accent-ink: #ffffff;--gold: #f2c14e;--gold-ink: #1a1a1a;--line: #c9d3d6;--card: #ffffff;--soft: #eef5f6}*{box-sizing:border-box}html{font-size:112.5%;-webkit-text-size-adjust:100%;scroll-behavior:smooth}html[data-size="2"]{font-size:140%}body{margin:0;background:var(--bg);color:var(--ink);font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;font-size:1rem;line-height:1.6;overflow-wrap:anywhere}.hero-grid>*,.two-col>*,.amount-cards>*,.trust li>*{min-width:0}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}.wrap{max-width:62rem;margin:0 auto;padding:0 1rem}.sr-only{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}.skip{position:absolute;left:.5rem;top:-4rem;background:var(--ink);color:#fff;padding:.75rem 1rem;z-index:20}.skip:focus{top:.5rem}a{color:var(--accent);text-underline-offset:.15em}a:hover{text-decoration-thickness:3px}:focus-visible{outline:4px solid #1a1a1a;outline-offset:3px;box-shadow:0 0 0 7px #fff}main:focus{outline:none}h1{font-size:2.2rem;line-height:1.2;margin:0 0 1rem;color:var(--accent)}h2{font-size:1.6rem;line-height:1.25;margin:2rem 0 .75rem;color:var(--accent)}h3{font-size:1.25rem;margin:0 0 .5rem}p,li{max-width:46rem}.lead{font-size:1.25rem}.muted{color:var(--muted)}.small{font-size:.9rem}.site-header{background:#fff;border-bottom:2px solid var(--line)}.header-row{display:flex;flex-wrap:wrap;align-items:center;gap:.75rem 1.25rem;padding-top:.75rem;padding-bottom:.75rem}.logo{font-weight:800;font-size:1.5rem;color:var(--accent);text-decoration:none;margin-right:auto}.nav{display:flex;flex-wrap:wrap;gap:.25rem 1rem}.nav a{padding:.5rem .25rem;font-weight:600}.header-actions{display:flex;flex-wrap:wrap;align-items:center;gap:.75rem}.textsize{display:inline-flex;border:2px solid var(--accent);border-radius:.5rem;overflow:hidden}.ts{min-height:3rem;min-width:3rem;background:#fff;color:var(--accent);border:0;font:inherit;font-weight:700;cursor:pointer}.ts-big{font-size:1.3rem;border-left:2px solid var(--accent)}.ts[aria-pressed=true]{background:var(--accent);color:var(--accent-ink)}.btn{display:inline-flex;align-items:center;justify-content:center;text-align:center;min-height:3rem;padding:.6rem 1.25rem;border-radius:.6rem;border:2px solid var(--accent);background:var(--accent);color:var(--accent-ink);font:inherit;font-weight:700;text-decoration:none;cursor:pointer}.btn:hover{filter:brightness(1.15)}.btn-cta{background:var(--gold);color:var(--gold-ink);border-color:#8a5a00}.btn-quiet{background:#fff;color:var(--accent)}.btn-big{min-height:3.5rem;font-size:1.3rem;padding:.75rem 2rem}.btn-small{min-height:3rem;font-size:.95rem}.btn-link{margin-top:.5rem}button:disabled{opacity:.55;cursor:not-allowed}.hero{background:var(--soft);padding:2rem 0}.hero-grid{display:grid;gap:1.5rem;grid-template-columns:1fr;align-items:center}@media(min-width:52rem){.hero-grid{grid-template-columns:1.2fr 1fr}}.promise{display:flex;align-items:center;gap:.5rem;font-size:1.1rem;margin:1rem 0 0}.promise .icon{flex:none;color:var(--accent)}.promises{list-style:none;padding:0;margin:1rem 0 0;display:grid;gap:.4rem;font-size:1.1rem}.promises li{display:flex;align-items:center;gap:.5rem}.promises .icon{flex:none;color:var(--accent)}.section{padding-top:1rem;padding-bottom:1rem}.trust{list-style:none;padding:0;margin:0;display:grid;gap:.75rem}.trust li{display:flex;gap:.75rem;align-items:flex-start;background:#fff;border:2px solid var(--line);border-radius:.75rem;padding:.9rem 1rem;max-width:none}.trust .icon{flex:none;color:var(--accent);margin-top:.1rem}.steps{padding-left:1.5rem}.steps li{margin-bottom:.75rem}.two-col{display:grid;gap:1.5rem;grid-template-columns:1fr;align-items:start}@media(min-width:52rem){.two-col{grid-template-columns:1fr 1fr}}.cta-band{text-align:center;background:var(--soft);border-radius:1rem;padding:1.5rem 1rem;margin:1.5rem auto}.cta-band p{margin-left:auto;margin-right:auto}.photo{margin:0}.photo img{width:100%;height:auto;border-radius:1rem;display:block}.hero-photo img{height:auto}.guide-photo img{max-height:22rem;object-fit:cover}.interview-photo{margin-top:2rem}.interview-photo img{max-height:18rem;object-fit:cover}.photo-placeholder{aspect-ratio:4 / 3;border-radius:1rem;background:linear-gradient(135deg,#cfe3e7,#f6e7bf);border:2px solid var(--line)}.video-card{aspect-ratio:16 / 9;border-radius:1rem;overflow:hidden;background:#123c47;color:#fff;display:flex}.video-card video{width:100%;height:100%;background:#000}.video-soon .video-inner{margin:auto;text-align:center;padding:1rem}.video-title{font-size:1.4rem;font-weight:700;margin:0 0 .25rem}.video-soon p{margin:0 auto}.card{background:var(--card);border:2px solid var(--line);border-radius:.9rem;padding:1rem 1.25rem;margin:1rem 0}.card h2{margin-top:0}.amounts{list-style:none;padding:0;margin:0 0 1rem}.amounts li{display:flex;flex-wrap:wrap;gap:.25rem .5rem;align-items:baseline;padding:.35rem 0;border-bottom:1px solid var(--line);max-width:none}details{background:#fff;border:2px solid var(--line);border-radius:.75rem;margin:.6rem 0;padding:.25rem 1rem;max-width:46rem}summary{cursor:pointer;font-weight:700;padding:.75rem 0;min-height:3rem}.src{font-size:.9rem;color:var(--muted)}.prose{padding-top:1.5rem;padding-bottom:2rem}.prose .icon{vertical-align:-.4rem;margin-right:.4rem;color:var(--accent)}.site-footer{margin-top:2rem;background:#123c47;color:#fff;padding:1.5rem 0}.site-footer a{color:#fff}.footer-nav{display:flex;flex-wrap:wrap;gap:.25rem 1.25rem;margin-bottom:1rem}.footer-nav a{padding:.4rem 0;font-weight:600}.disclaimer{font-size:.95rem;max-width:52rem}.copy{font-size:.9rem;margin:0}.consent{position:fixed;left:0;right:0;bottom:0;background:#fff;border-top:3px solid var(--accent);padding:1rem;display:flex;flex-wrap:wrap;gap:.75rem;align-items:center;z-index:30}.consent[hidden]{display:none}.consent p{margin:0;flex:1 1 18rem}.chat-wrap{padding-top:1rem;padding-bottom:1rem;max-width:46rem}.chat-head{display:flex;flex-wrap:wrap;justify-content:space-between;gap:.5rem 1rem;align-items:center}.progress{margin:0;font-weight:700;font-size:1.1rem}.chat{background:#fff;border:2px solid var(--line);border-radius:1rem;padding:1rem;margin:.75rem 0}.log{display:grid;gap:.75rem;max-height:55vh;overflow-y:auto;padding:.25rem}.msg{padding:.75rem 1rem;border-radius:.9rem;max-width:92%}.msg p{margin:0;white-space:pre-line;max-width:none}.msg-bot{background:var(--soft);border:2px solid #b9d4da;justify-self:start}.msg-user{background:#fff6d9;border:2px solid #e2c36b;justify-self:end}.quick{display:grid;gap:.6rem;margin:1rem 0;grid-template-columns:1fr}@media(min-width:40rem){.quick{grid-template-columns:repeat(auto-fit,minmax(14rem,1fr))}}.quick-btn{width:100%;background:#fff;color:var(--accent)}.quick-btn.btn-cta{background:var(--gold);color:var(--gold-ink)}.voice{margin:.9rem 0 0;display:flex;gap:.75rem;align-items:center;justify-content:space-between}.control-icon{flex:none;width:1.25rem;height:1.25rem}.voice .btn{width:auto;gap:.5rem}.voice .voice-action{background:var(--soft);color:var(--accent);border:1px solid #9bb9c0;padding:.65rem 1rem}.voice .restart-action{background:transparent;color:var(--muted);border-color:transparent;font-size:.9rem;font-weight:600;padding:.5rem}.voice .restart-action:hover{background:var(--soft)}.voice-status{margin:.6rem 0 0}.voice-status:empty{display:none}.import-entry{display:flex;width:100%;align-items:center;gap:.85rem;margin:1.5rem 0 0;padding:1rem;border:1px solid #b4cbd0;border-radius:.85rem;background:#f4f8f8;color:var(--accent);font:inherit;text-align:left;cursor:pointer}.import-entry:hover{background:#e8f1f3;border-color:var(--accent)}.import-entry>span:nth-child(2){flex:1;min-width:0}.import-entry strong,.import-entry>span>span{display:block}.import-entry strong{font-size:1rem;line-height:1.4}.import-entry>span>span{font-size:.9rem;color:var(--muted);margin-top:.3rem}.import-entry-icon{display:flex;flex:none;padding:.6rem;background:#e0edef;border-radius:.6rem}.text-button{background:transparent;border:0;color:var(--accent);font:inherit;text-decoration:underline;text-underline-offset:.18em;padding:.5rem 0;min-height:3rem;cursor:pointer;text-align:left}[hidden]{display:none!important}.statement-panel{padding:1.5rem;margin-bottom:0;border-width:1px}.statement-panel textarea{width:100%;font:inherit;border:2px solid var(--accent);border-radius:.5rem;padding:.5rem}.statement-panel h2{font-size:1.5rem;margin-bottom:.5rem}.statement-panel h3{font-size:1.15rem;margin-top:1.5rem}.import-intro{margin:0 0 1rem;color:var(--muted)}.import-privacy{display:flex;align-items:flex-start;gap:.5rem;color:var(--accent);font-size:.95rem}.import-privacy .icon{flex:none;width:1.3rem;height:1.3rem;margin-top:.15rem}.import-methods{display:flex;gap:.3rem;padding:.3rem;margin:1.25rem 0;background:var(--soft);border:1px solid var(--line);border-radius:.7rem}.import-method{flex:1;min-width:0;min-height:3rem;padding:.5rem;background:transparent;border:1px solid transparent;border-radius:.5rem;color:var(--accent);font:inherit;font-weight:600;cursor:pointer}.import-method[aria-pressed=true]{background:#fff;border-color:#9bb9c0;box-shadow:0 1px 3px #0b4a5a14}.statement-drop{display:flex;flex-direction:column;align-items:center;gap:.8rem;padding:1.5rem 1rem;text-align:center;border:2px dashed #819fa6;border-radius:.8rem;background:#fbfdfd}.statement-drop>.control-icon{width:2rem;height:2rem;color:var(--accent)}.statement-drop p{margin:0}.statement-drop p span{display:block;color:var(--muted);font-size:.9rem;margin-top:.3rem}.statement-drop.is-dragging,.statement-drop:focus-within{border-color:var(--accent);background:var(--soft)}.statement-drop:has(input:focus-visible){outline:3px solid var(--accent);outline-offset:3px}#import-status:empty{display:none}.statement-redacted{max-height:32rem;overflow:auto;overscroll-behavior:contain;border:1px solid var(--line);border-radius:.6rem;background:#f1f3f3}.statement-redacted figure{margin:0;padding:.75rem}.statement-redacted figcaption{font-size:.9rem;font-weight:600;color:var(--muted);margin-bottom:.6rem}.statement-redacted canvas{display:block;width:100%;height:auto;background:#fff}.statement-text-preview{white-space:pre-wrap;overflow-wrap:anywhere;font:inherit;font-size:.95rem;padding:1rem;margin:0}.ssn-bar{display:inline-block;width:7em;height:1em;vertical-align:-.1em;background:#000}#statement-found{list-style:none;padding:0;margin:0}#statement-found li{padding:.65rem 0;border-bottom:1px solid var(--line)}.statement-panel .text-button{display:block}.photo figcaption{color:var(--muted);font-size:.75rem;margin:.4rem 0 1rem}.logo img{display:block;max-width:100%;height:auto}.voice p{margin:.5rem 0 0;max-width:none}.form-label{display:block;font-weight:700;margin-bottom:.25rem}.form-row{display:flex;gap:.5rem;flex-wrap:wrap}.form-row input{flex:1 1 10rem;min-width:0;min-height:3rem;font:inherit;padding:.5rem .75rem;border:2px solid var(--accent);border-radius:.6rem}.why{font-size:.95rem;margin-bottom:0}.summary-list{list-style:none;padding:0;margin:0}.summary-list li{display:flex;flex-wrap:wrap;gap:.5rem;justify-content:space-between;align-items:center;padding:.35rem 0;border-bottom:1px solid var(--line);max-width:none}@media(max-width:40rem){.btn{width:100%}.header-actions .btn,.textsize .ts{width:auto}.form-row .btn{width:100%}}@media(max-width:40rem){.chat-wrap{padding-left:.65rem;padding-right:.65rem}.chat{padding:.85rem}.voice{gap:.35rem}.voice .btn{width:auto}.voice .voice-action{padding:.65rem}.voice .restart-action{padding:.45rem .15rem}.voice .control-icon{width:1.1rem;height:1.1rem}.import-entry{padding:.85rem;gap:.6rem}.import-entry-icon{padding:.4rem}.import-entry>.control-icon{display:none}.statement-panel{padding:1rem}.statement-drop{padding:1.25rem .75rem}}@media(max-width:22rem){.voice{flex-wrap:wrap}}.result{padding-top:1rem;padding-bottom:2rem}.result{max-width:56rem;padding-top:2rem}.result>h1{font-size:1.5rem;margin-bottom:1.25rem}.result-offer{padding:1.5rem;background:var(--soft);border:1px solid #afc8ce;border-radius:1rem}.result-offer h2{margin:0 0 .75rem;font-size:1.5rem}.result-offer p{margin:.75rem 0}.result-offer .eyebrow{margin:0 0 .5rem}.eyebrow{color:var(--accent);font-size:.8rem;font-weight:750;letter-spacing:.08em;text-transform:uppercase}.result-trust{display:flex;flex-wrap:wrap;gap:.75rem 1.5rem;list-style:none;padding:0;margin:1.25rem 0 1.75rem;font-size:.9rem;color:var(--accent)}.result-trust li{display:flex;align-items:center;gap:.4rem}.result-trust .icon{width:1.2rem;height:1.2rem;flex:none}.result .recommend{padding:clamp(1.25rem,4vw,2.5rem);background:var(--accent);color:#fff;border:0}.result .recommend h2{color:#fff;font-size:1.1rem}.result .recommend .muted{color:#e1edef}.result-age{font-size:clamp(2.4rem,7vw,4rem);line-height:1.15;font-weight:800;margin:.75rem 0 1.25rem;letter-spacing:-.03em}.result #result-body>.card{margin:1.5rem 0}.result .amount h3{font-size:1rem}.result .amount .big{color:var(--accent);font-size:1.8rem}.result .amount .per{display:block}.result .amount .muted{font-size:.9rem;margin-bottom:0}.result-offer-bottom{margin-top:2rem;border-top:5px solid var(--gold)}.report-benefits{display:grid;gap:1rem;padding-left:1.25rem;margin:1.5rem 0}.report-benefits strong{display:block;color:var(--accent)}.result .actions{padding-top:.75rem}@media(min-width:48rem){.result-offer-top{display:grid;grid-template-columns:1fr auto;align-items:center;gap:1.5rem}.result-offer-top p:last-child{margin-bottom:0}.report-benefits{grid-template-columns:1fr 1fr;column-gap:2rem}}@media(max-width:40rem){.result-offer{padding:1.1rem}.result-offer-top .btn{margin-top:.5rem}.result .amount-cards{gap:.75rem}.result .amount{display:grid;grid-template-columns:1fr 1fr;gap:.25rem .75rem;align-items:center}.result .amount h3,.result .amount .muted{margin:0}.result .amount .big{grid-column:2;grid-row:1 / 3;font-size:1.6rem}}.banner{background:#fff6d9;border:2px solid #8a5a00;border-radius:.75rem;padding:.75rem 1rem;max-width:none;font-weight:600}.recommend{border-color:var(--accent)}.big{font-size:1.5rem;font-weight:700;margin:.25rem 0}.per{font-size:1rem;font-weight:400}.amount-cards{display:grid;gap:1rem;grid-template-columns:repeat(auto-fit,minmax(min(15rem,100%),1fr))}.amount-cards .card{margin:0}.chart{width:100%;height:auto;margin-top:.5rem}.chart-text{font-size:15px;fill:#1a1a1a}.legend{list-style:none;padding:0;display:grid;gap:.35rem}.legend .swatch{display:inline-block;width:3rem;vertical-align:middle}table{border-collapse:collapse;width:100%;margin:.5rem 0;display:block;overflow-x:auto}.header-row>*,.header-actions>*,.chat-head>*,.card,.msg{min-width:0}.btn{max-width:100%}select,svg,details,img,video{max-width:100%}th,td{border:1px solid var(--line);padding:.4rem .6rem;text-align:left}caption{text-align:left;font-weight:700;padding:.4rem 0}select{min-height:3rem;font:inherit;padding:.4rem .6rem;border:2px solid var(--accent);border-radius:.6rem;background:#fff}.cites{padding-left:1.25rem}.cites li{margin-bottom:.4rem}.actions{display:flex;flex-wrap:wrap;gap:.75rem}input[type=checkbox]{width:1.5rem;height:1.5rem;vertical-align:-.25rem}label{cursor:pointer}.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:.25rem .5rem;padding:0;margin:0 0 .75rem;font-size:.95rem}.crumbs li{max-width:none}.crumbs li+li:before{content:"/";margin-right:.5rem;color:var(--muted)}.answer{border-left:6px solid var(--accent);padding-left:1rem}.updated{margin-top:0}.tool fieldset{border:0;margin:0;padding:0;min-width:0}.tool-title{font-size:1.3rem;font-weight:700;color:var(--accent);padding:0}.field{margin:.75rem 0;max-width:none}.field label{display:block;font-weight:700;margin-bottom:.25rem}.field input{width:100%;max-width:22rem;min-height:3rem;font:inherit;padding:.5rem .75rem;border:2px solid var(--accent);border-radius:.6rem}.hint{display:block;font-size:.9rem;color:var(--muted)}.tool-out{margin-top:1rem;border-top:2px solid var(--line);padding-top:.75rem}.tool-rows{margin:0}.tool-rows div{display:flex;flex-wrap:wrap;justify-content:space-between;gap:.25rem 1rem;padding:.35rem 0;border-bottom:1px solid var(--line)}.tool-rows dt{font-weight:600}.tool-rows dd{margin:0;font-weight:700}.related{padding-left:1.25rem}.related li{margin-bottom:.4rem}.pager{margin-top:1.5rem}